June 25, 2024

The card_name is among the many high journey rewards bank cards, providing a bounty of advantages and rewards-earning potential. The cardboard has a comparatively low annual charge, plus a number of redemption choices for extra versatile rewards for on a regular basis vacationers. 

Maintain studying to study extra in regards to the card_name, the way to earn and redeem your Capital One miles, and different playing cards to think about.

Capital One Enterprise Rewards Credit score Card

Credit score rating

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Welcome supply

bonus_miles_full

Professionals:

  • Excessive rewards price on all purchases
  • Giant sign-up bonus
  • World Entry or TSA PreCheck utility charge credit score

Cons:

  • Restricted airport lounge entry
  • No introductory APR presents
  • $95 annual charge

TIME’s Take

With an enormous sign-up bonus and excessive flat-rate rewards on all purchases, the card_name is a best choice amongst vacationers. The cardboard options a number of redemption choices, together with transfers to greater than a dozen journey companions. Its most versatile choice is perhaps redeeming miles to cowl current journey purchases. card_name would not supply the luxurious journey advantages of card_name however supplies sufficient worth to warrant the annual_fees annual charge. 

Professionals & cons

Professionals:

  • Excessive rewards price on all purchases
  • Giant sign-up bonus
  • World Entry or TSA PreCheck utility charge credit score

Cons:

  • Restricted airport lounge entry
  • No introductory APR presents
  • annual_fees annual charge

Who’s the cardboard for?

The card_name is right for informal and frequent vacationers who need to earn versatile rewards and not using a luxurious price ticket. The annual_fees annual charge is low sufficient to supply an entry level into journey rewards and advantages whereas offering sufficient worth by way of its incomes potential and perks for extra seasoned vacationers. 

When you’re in search of luxurious advantages, like airport lounge membership or elite standing, you will not discover it with card_name. As an alternative, look in the direction of Capital One’s premium journey card, the card_name.

Capital One is likely one of the solely card issuers to publicly share the credit score stage wanted to qualify for its merchandise. To be eligible for card_name requires wonderful credit score, which usually means a FICO rating of 800 and above. Understand that bank card issuers use elements apart from credit score scores to find out eligibility.  

The positive print

Rates of interest

  • Common APR: reg_apr,reg_apr_type.
  • Buy Intro APR: intro_apr_rate,intro_apr_duration.
  • Stability Switch Intro APR: balance_transfer_intro_apr,balance_transfer_intro_duration.

Charges

  • Annual Charge: annual_fees.
  • Stability Switch Charge: balance_transfer_fees.
  • Money Advance: cash_advance_fee.

Extra perks

card_name is full of advantages and perks, providing worth nicely past its annual_fees yearly price. Here is a take a look at the advantages it contains.

Beneficiant sign-up bonus

Incomes a card’s sign-up bonus is likely one of the quickest methods to spice up your rewards steadiness. The card_name comes with a high-value sign-up bonus supply: New cardholders can bonus_miles_full.

RELATED: Finest Signal Up Bonus Credit score Playing cards

Flat-rate rewards

card_name retains incomes rewards easy with flat-rate rewards. As a cardholder, you may earn:

  • Limitless 2x miles per greenback on each buy.
  • Limitless 5x miles on resorts and rental vehicles booked by way of Capital One Journey.

There aren’t any classes to trace, excellent for anybody beginning with journey rewards. Capital One miles by no means expire, however you’ll lose unredeemed miles in case your account is closed. 

Versatile redemptions

The most effective options of the card_name is the flexibility to redeem miles in a number of methods, making it some of the versatile loyalty rewards applications. Cardholders have a number of choices for redeeming miles, together with: 

  • E-book flights, resorts, and rental vehicles by way of Capital One Journey.
  • Cowl current journey purchases.
  • Switch miles to associate loyalty applications.
  • Share miles with household or buddies.
  • Present playing cards.
  • Assertion credit.
  • Money by way of paper examine.
  • Use factors to pay for Amazon.com purchases.
  • Use factors on eligible purchases on-line with PayPal.
  • Tickets and occasions by way of Capital One Leisure.

The most effective methods to maximise your miles is by transferring them to one among Capital One’s 18 airline and resort loyalty program companions. Here is an inventory of present Capital One switch companions. All associate transfers are at a 1:1 ratio until in any other case marked. Switch companions embrace:

  • Aeromexico Membership Premier.
  • Air Canada – Aeroplan®.
  • ALL – Accor Dwell Limitless (2:1 switch ratio).
  • Avianca LifeMiles.
  • British Airways Govt Membership.
  • Cathay Pacific – Asia Miles.
  • Selection Privileges.
  • Emirates Skywards.
  • Etihad Visitor.
  • EVA Air – Infinity MileageLands (2:1.5 switch ratio). 
  • Finnair Plus.
  • Flying Blue.
  • Qantas Frequent Flyer.
  • Singapore Airways KrisFlyer.
  • TAP Miles&Go.
  • Turkish Airways Miles&Smiles.
  • Virgin Crimson.
  • Wyndham Rewards.

Switch redemptions begin at 1,000 Capital One miles.

Capital One Leisure

The card_name comes with entry to Capital One Leisure. This system offers cardholders early entry to ticket presales and unique occasions, together with live shows, theater and comedy exhibits, sporting occasions, and culinary experiences. 

Capital One Eating

You may additionally obtain entry to Capital One Eating, which incorporates the possibility to e book hard-to-get restaurant reservations at award-winning eating places and unique culinary occasions. 

World Entry or TSA Precheck credit score

Enterprise Rewards cardholders obtain as much as a $100 credit score to cowl World Entry utility charges or as much as $85 for TSA Precheck utility charges each 4 years. 

Hertz standing

Cardholders who enroll within the Hertz Gold Plus Rewards utilizing the promotional hyperlink in the advantages part of their Capital One account obtain Hertz 5 Star standing. 5 Star standing comes with advantages like car upgrades when obtainable, elevated rewards charges, and a wider collection of rental autos. 

Capital One Lounge passes

card_name comes with two complimentary visits to Capital One Lounges or Plaza Premium Lounges. At the moment, the one Capital One Lounges are at Dallas Fort Price (DFW) and Washington Dulles (IAD), with a Denver location slated to open later this yr. 

No overseas transaction charges

Capital One would not cost overseas transaction charges on purchases made exterior of the U.S. together with your card_name. No further charges make the cardboard choicel for worldwide vacationers. 

Journey protections

The card_name features a few journey protections for cardholders, together with auto rental collision injury waiver, journey accident insurance coverage, and 24-hour journey help providers.

Shopper protections

Along with journey protections, card_name comes with a number of client protections. Advantages embrace prolonged guarantee safety, safety alerts, a card lock characteristic in Capital One’s cell app, credit score monitoring, and alerts by way of CreditWise and digital card numbers. 

What might be improved?

card_name primarily presents normal journey advantages exterior of Hertz 5-Star standing and two lounge passes per yr. It would not present resort, airline, or airport perks like elite standing, precedence boarding, or lounge membership. 

The card_name has no 0% intro APR presents for purchases or steadiness transfers. Introductory APR presents aren’t essentially a typical characteristic of journey rewards bank cards however can be found with different varieties of rewards playing cards. 

Card alternate options

Backside line

The card_name presents an interesting mix of rewards-earning potential, priceless advantages, and versatile redemptions. It is a wonderful card for those who’re getting into the world of journey rewards, even with a annual_fees annual charge. The cardboard presents greater than sufficient worth to outweigh the yearly expense. 

Capital One Enterprise Rewards Credit score Card

Credit score rating

credit_score_needed

Welcome supply

bonus_miles_full

Professionals:

  • Excessive rewards price on all purchases
  • Giant sign-up bonus
  • World Entry or TSA PreCheck utility charge credit score

Cons:

  • Restricted airport lounge entry
  • No introductory APR presents
  • $95 annual charge

Incessantly requested questions (FAQs)

How do the ‘miles’ work on the card_name?

Cardholders earn limitless 2x miles on all card purchases and limitless 5x miles on resorts and rental vehicles booked by way of Capital One Journey. You need to use miles to e book journey by way of Capital One or cowl current journey purchases. Different redemptions embrace transfers to journey associate loyalty applications, money by way of a mailed examine, or assertion credit score, reward playing cards or Capital One Leisure occasions and experiences. 

Is the card_name a Visa or a Mastercard?

The Capital One Enterprise Rewards Credit score Card is a Visa Signature card. 

RELATED: Visa vs. Mastercard: What’s The Distinction?

Is the card_name onerous to get?

You want wonderful credit score to qualify for the card_name and meet the issuer’s different standards. A superb credit score rating is usually accepted as a FICO rating of 800 or larger. 

Is the card_name good for rookies?

card_name is a good entry-level selection for these new to journey rewards bank cards. The cardboard presents a number of priceless advantages, easy flat-rate rewards, and versatile redemptions.

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